Home Personal Finance Here Are The 30 Most Expensive ZIP Codes In Texas

Here Are The 30 Most Expensive ZIP Codes In Texas

by admin

In recent studies, we analyzed and determined the most expensive ZIP codes in Louisiana and Oklahoma. We wanted to turn now to their mutual neighbor — Texas — for this next iteration.

Texas is one of those Sun Belt states that absolutely exploded with growth over the last 50 years, with each passing decade completely transforming the face of the state. And when it comes to homes and housing markets, Texas always occupies its own little world. Indeed, one of the most startling things about Texas real estate is that, compared to the bubbles that most states experienced in the first decade of the 2000s, the growth in home values there was very much within reason.

Read on to find out the most expensive ZIP codes in Texas in 2024, based on the latest data from Zillow’s home value index.

The Most Expensive ZIP Codes in Texas

Using data from Zillow’s home value index, we analyzed thousands of ZIP codes across the U.S. in order to compile our list of the top 30 most expensive ZIP codes in Texas. As part of our analysis, we took into consideration the latest monthly home values Zillow has — November 2024 — as well as the average of 12 months of median home values from December 2023 to November 2024.

Some very clear patterns emerge from this analysis. The majority of the most expensive ZIP codes in Texas are contained within just a couple of metropolitan areas. Below are the 30 most expensive ZIP codes in Texas.

The Top 5 Most Expensive ZIP Codes in Texas

ZIP code 75205 is the most expensive one in Texas. The ZIP code is centered on the town of Highland Park, just north of downtown Dallas. This is a very nice suburb and it’s very close to the center of Dallas. This ZIP code is home to the Dallas Country Club. Incomes are very high here, with a full 48% of households earning $200,000 or more a year. The median household income in ZIP code 75205 is $188,396, while the mean household income is a whopping $328,834.

Texas housing markets really took off when, in the second year of the pandemic, low rates and economic rebound induced a homebuying spree. In ZIP code 75205, the median home value five years ago was under $1.115 million in November 2019. Over the next five years, the median value appreciated by 72.4%, reaching a new high of $1.922 million. Plus, in the span of one year, home values managed to grow by 6.4% from 2023 to 2024.

The No. 2 most expensive ZIP code — 75225 — is right near the No. 1 most expensive ZIP code. ZIP code 75225 is mainly centered on University Park, separated from Highland Park by the intervening neighborhood of Park Cities. Perhaps not surprisingly, because the No. 1 and No. 2 most expensive ZIP codes are so close, their financials are very similar. The median household income in ZIP code 75225 is $189,985, only about $1,000 off the first most expensive ZIP code. And the average household income in ZIP code 75225 is $327,179, also not far off from the first most expensive ZIP code. Home value appreciation here is also on par with the No. 1 most expensive ZIP code. From a median home value of $1.078 million in November 2019, the median soared by 72.6%, reaching over $1.860 million by November 2024. And its year-over-year growth was insane as well, 8.4%, from $1.716 million in November 2023 to where it stands today.

The third most expensive ZIP code — 78746 — covers a large area too northwest of downtown Austin, mainly suburbs laid across hills and highlands. This ZIP code covers Rollingwood, Lost Creek, Westlake Highlands, Rob Roy, Davenport Ranch, among others. Incomes are high here though not as high as in the No. 1 and No. 2 most expensive ZIP codes. The median household income in ZIP code 78746 is $183,028, while the average household income is $277,896. In terms of home value appreciation, the growth here was also remarkable. Over the last five years, the median home value rose by 68.1%, from $973,920 in November 2019 to over $1.636 million in November 2024. That said, it is actually down from last November, by 3.7%.

The fourth most expensive ZIP code is in Houston, covering West University Place and Rice University. ZIP code 77005 was actually more expensive than the No. 1, No. 2, and No. 3 most expensive ZIP codes in Texas five years ago. However, their home value growth outstripped that of ZIP code 77005. The median home value rose by 32.8%, from over $1.163 million in November 2019 to $1.545 million in November 2024. Incomes in this ZIP code are higher than the others mentioned thus far. The median household income in ZIP code 77005 is $215,708, while the average household income is $338,011.

The No. 5 most expensive ZIP code in Texas is 78703, which is just west of the most urban part of Austin, on the eastern side of the Colorado River, across from the third most expensive ZIP code, 78746. Some of the places covered by 78703 include Tarrytown, West Field, Old West Austin, Old Enfield, Pemberton Heights, and Highland Park West. The median household income in ZIP code 78703 is $144,637 and the average household income is just shy of $100,000 more, at $242,627. Home values here grew at a speed comparable to the No. 4 most expensive ZIP code. The median home value was $902,403 back in November 2019, before rising by 44.2%, to reach just over $1.3 million as of November 2024.

You may also like

Leave a Comment